At this point, we have been over medical debt and credit card debt, so now we are going to open the next can of worms: car repossession and bad auto loans. Car repossession happens way more than you would expect. Did you know that even if you are on the verge of having your car repossessed, we can protect you from the repo man, and possibly even recover your car if you've just had it taken? Before we can work on your behalf though, you need to understand some things.
One of the most common ways to wipe out that overwhelming credit card debt is to file for bankruptcy. Does that mean you have to file bankruptcy if you have tons of credit card debt? And if you are considering bankruptcy as an option for debt relief, is it going to be Chapter 7 or Chapter 13? How do you even begin to get out from under the late fees and high interest rates? Where do you start?
Topics: Building Your Credit
As a matter of fact, not being able to afford medical bills is probably the number one reason Americans have to file bankruptcy. I know, I know, it's hard to believe that medical bills are the driving force behind most bankruptcy cases in the Land of the Free, but it's true. Many of you have seen my book in the waiting area of the office, or downloaded the eBook, but if you haven't, check it out. There is a section called "Americans cannot afford to be sick today," and I wrote that for good reason.
You don't have to leave to enjoy this 4th of July
This holiday, there are a million and one reasons to want to leave and head straight to some peaceful, remote beach, away from our everyday lives. But that costs time and money...
...two perfectly good reasons to stay locally!
If you're wanting to save money this year around the holidays, join the crowd!
We've decided to give you a list of the awesome local events going on in Valdosta/Lowndes area this year so that you can save a buck and still have fun!
4th of July Local Events
Listen, you really don't have to spend a lot to get a lot! Just bring the family, lawn chairs, bug spray and enjoy fireworks and music this year. I promise you, your checkbook will thank you.
Topics: Lowering Your Bills
Almost everyone deals with financial trouble at some point in their lives. Financial setbacks, such as the loss of employment or unplanned medical costs, can happen to anyone. If you're at a point where money is tight, then odds are you're dealing with a lot of stress. If your monthly bills are beginning to pile up, then don't worry - there are still some ways that you can cut costs to reduce your monthly financial obligations.
Topics: Lowering Your Bills
Those wanting to file for bankruptcy often wonder will you lose everything if you file for bankruptcy, or if there are any exemptions that allow them to keep their house and car. Loss of property is also a common concern among clients who have set aside funds in their 401(k) plans or other retirement plans, retirement investments, and government or private pensions.
If you are having financial difficulties that are making it difficult to keep your financial obligations, then you may want to seek financial relief by filing for bankruptcy. However, it's a good idea to know a little about the process of filing for bankruptcy in Tifton before doing so.
Today, more people are filing bankruptcies than ever before. Over the last century, bankruptcies are steadily increasing. 2005 had the highest bankruptcy filings with over 2 million unique cases. This means one out of every 55 households filed for bankruptcy that year. Before you file forbankruptcy, here are a few things you need to know.