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229-247-1211

Moultrie, GA Bankruptcy Lawyer

The bankruptcy lawyers at Woodall & Woodall have helped more than 22,000 people in southern Georgia file bankruptcy. We service Valdosta, Albany, Moultrie, Thomasville, Douglas, Tifton, Waycross, Leesburg, Americus, Bainbridge, Cairo, Cordele, Pearson and 35 counties in South Georgia.

Moultrie, GA residents, we have considerable experience with Chapter 13 and Chapter 7 bankruptcy, and can tell you which is a good choice for your circumstances. 

 

Call Woodall & Woodall today for your FREE consultation at 229-247-1211.

 

Chapter 13 and Chapter 7 bankruptcy

Oftentimes when clients approach us, they have heard about the different types of bankruptcy but aren't sure which one is right for them. The two common types of bankruptcy that individuals files are Chapter 13 and Chapter 7. In this article we'll discuss the difference between Chapter 13 and Chapter 7 bankruptcy.

Chapter 13

Chapter 13 is a reorganization bankruptcy designed for debtors with regular income who can pay back at least a portion of their debts through a repayment plan. If you make too much money to qualify for Chapter 7 bankruptcy, you may have no choice but to file a Chapter 13 case. However, many debtors choose to file for Chapter 13 bankruptcy because it offers many benefits that Chapter 7 bankruptcy does not (such as the ability to catch up on missed mortgage payments).

In Chapter 13 bankruptcy, you get to keep all of your property (including nonexempt assets). In exchange, you pay back all or a portion of your debts through a repayment plan (the amount you must pay back depends on your income, expenses, and types of debt). For this reason, Chapter 13 is commonly referred to as a reorganization bankruptcy. Typically, Chapter 13 bankruptcy is for debtors who can afford to make monthly payments to get caught up on missed mortgage or car payments or pay off nondischargeable debts such as alimony or child support arrears.

Chapter 7

When you file for Chapter 7 bankruptcy, a trustee is appointed to administer your case. In addition to reviewing your bankruptcy papers and supporting documents, the Chapter 7 trustee’s job is to sell your nonexempt property to pay back your creditors. If you don’t have any nonexempt assets, your creditors receive nothing. As a result, Chapter 7 bankruptcy is typically for low income debtors with little or no assets who want to get rid of their unsecured debts.


Next Steps

If you are considering bankruptcy and would like to explore all of your options, we offer a free consultation with one of our experienced lawyers. Please call 229-247-1211, or complete the form today.

Call Our Office Servicing Moultrie, GA  Today

For a free consultation with one of our experienced lawyers, please call our office at 229-247-1211. You can also complete the online contact form if you prefer.

 

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Looking for a Fresh Financial Start? 

Most clients are able to...

  1. Stop collection harassment.
  2. Stop wage garnishment.
  3. Get rid of credit cards.
  4. Dispose of medical bills.
  5. Stop foreclosure.
  6. Prevent repossession.
  7. Lower monthly bills.
  8. Wipe out your debt.

 

Moultrie, Georgia 

Helpful locations and resources for the city of Moultrie

Moultrie Bankruptcy Lawyers

Bankruptcy Lawyers
 
https://www.orsonwoodall.com/moultrie-ga-bankruptcy-lawyer Woodall & Woodall
110 3rd Avenue SE
Moultrie, GA 31768
229-947-4933

Moultrie Police Department

Moultrie Police Department
 
http://www.moultriega.com/departments/police/ Moultrie Police Department
128 1st Street SW
Moultrie, GA 31768
229-985-3131

Moultrie Fire Department

Moultrie Fire Department
 
http://www.moultriega.com/departments/fire/ Moultrie Fire Department
26 2nd Avenue NE
Moultrie, GA 31768
229-985-1805

City of Moultrie

City of Moultrie
 
http://www.moultriega.com/ City of Moultrie
21 1st Avenue NE
Moultrie, GA 31776
229-985-1974

Moultrie Public Works

Moultrie Public Works
 
http://www.moultriega.com/departments/public-works Moultrie Public Works
1108 1st Street NE
Moultrie, GA 31768
229-668-5423

Moultrie Finance Department

Moultrie Finance Department
 
http://www.moultriega.com/departments/finance/ Moultrie Finance Department
21 1st Avenue NE
Moultrie, GA 31768
229-668-0020

 

Moultrie, GA Little Known Facts 

Moultrie is an agricultural community set in the Southern Rivers part of Georgia. It is well known for its antique shops and has been styled "The Antique Capital of South Georgia". Moultrie is the home of Former US Senator Saxby Chambliss.

Downtown Moultrie contains the Moultrie Commercial Historic District, listed on the National Register of Historic Places. The district includes the Colquitt Theatre.

Moultrie is the county seat and largest city of Colquitt County, Georgia, United States. It is the third largest city in Southwest Georgia, behind Thomasville and Albany. As of the 2010 census, Moultrie's population was 14,268. It was originally known as Ochlockoney until it was incorporated by the Georgia General Assembly in 1859.

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