Tifton, GA Bankruptcy Lawyer

The bankruptcy lawyers at Woodall & Woodall have helped more than 22,000 people in southern Georgia file bankruptcy. We service Valdosta, Albany, Moultrie, Thomasville, Douglas, Tifton, Waycross, Leesburg, Americus, Bainbridge, Cairo, Cordele, Pearson and 35 counties in South Georgia.

Tifton, GA residents, we have considerable experience with Chapter 13 and Chapter 7 bankruptcy, and can tell you which is a good choice for your circumstances. 

 

Call Woodall & Woodall today for your FREE consultation at 229-247-1211.

 

How Bankruptcy Works to Stop Wage Garnishment

Because of the misconceptions surrounding bankruptcy, it is often considered a last resort. While we know that bankruptcy is a decision that shouldn't be taken lightly, it can sometimes be the best option to recover financial security. There are two types of bankruptcy you can consider to stop wage garnishment.

How Chapter 7 Bankruptcy Can Help

Chapter 7 bankruptcy works to pay off your debt with the liquidation of your assets. A trustee gathers and sells your eligible assets, then uses the proceeds of the sale to pay your creditors. The remaining eligible debts in a Chapter 7 bankruptcy are discharged (removed). Since the debts are no longer owed, you won't be subject to wage garnishment. In most cases, you have enough exemptions to protect your assets from liquidation. If not, you file a Chapter 13 bankruptcy and pay back what is required over a period of time.

How Chapter 13 Bankruptcy Can Help

Chapter 13 bankruptcy is a plan that allows you to pay back a portion of your debt over the course of five years. Chapter 13 bankruptcy doesn't require you to sell your home or any other other assets. Instead, it is a plan to reorganize your debt into a payment plan that will allow you to pay off your debt sooner. Since you are making payments to a trustee, your wages will no longer be eligible for wage garnishment.

Call Our Office Servicing Tifton, GA  Today

For a free consultation with one of our experienced lawyers, please call our office at . You can also complete the online contact form if you prefer.

 

Tifton Bankruptcy Lawyer.

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