Few things are as frightening as the possibility of losing your home. Millions of Americans have faced this fear in recent years as the real estate market and economy struggled.
Woodall & Woodall provides experienced, compassionate representation to people in Valdosta, Moultrie and Thomasville who are facing home foreclosure. We understand that you and your family is likely under a tremendous amount of stress. We help our clients learn how you can fight back against foreclosure. While we won't know the exact details of your case until we talk with you, we can say that there is often more hope you initially believe.
Most people file Chapter 13 bankruptcy to restructure the past due mortgage debt and stop foreclosure. During the plan period, other loan payments will be lowered or eliminated.
Do you have a second mortgage, home equity loan or home equity line of credit (HELOC)? If real estate values have decreased enough that your property is only secured by the first mortgage, you can strip and discharge the second mortgage or home equity loan/line of credit from the property.
For a free consultation, please call our Valdosta law office at 229-247-1211. You can also complete the online contact form if you prefer.
Own a mobile home that isn't on the same loan as your land? Pay only the value of it in 5 years' time!
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.